What are the best health insurance plans in India?

No matter whether your company has offered you the best health insurance plan in India, having personal health insurance coverage is essential. Unlike decades ago, now you can buy the best health insurance in India as per your requirements and budget. Thanks to all reputed insurance companies, which have made this possible. Just choose the reputable health insurance company, opt for the plan that suits you. Plus, you can further customize your plans as per your convenience.

Today we all know, our lifestyle has made our life vulnerable. The medical cost of the treatments has become expensive, and in such a scenario, health insurance is essential to get the best treatment on time. In case of an emergency, you don’t need to look for the hard-earned money; your insurance company will pay the medical cost.

After analyzing several factors, like, pre & post hospitalization, the sum assured, and a lot more, we have come up with the best insurance plans in India that won’t disappoint their customers. 

  1.  Family Health Insurance Plan 

Family health insurance plans are constantly gaining the top ranking in the best insurance plan in India

It offers complete cover to their customers, right from mild illness to injury. The family member can include spouse and dependent children upto age 25 years.

Key benefits of this plan:

  • Easy claim procedure.
  • All daycare procedures are included.
  • Cover for doctor fee, reports, and treatment.
  • Tax benefits under section 80C.
  1. Individual health insurance plan 

It is a basic health insurance plan that offers various range of coverages to cater to the demands of the customers. If you are looking for an insurance plan that secures you from emergency medical circumstances, then a health guard is the perfect option.

Key benefits of this plan:

  • All daycare procedures are included.
  • Cover for expenses- 30 days before the admission, and 60 days after the discharge.
  • Cover for doctor fee, reports, and treatment.
  • Sum assured range from Rs. 1.5 lacs to 50 lacs
  • Tax benefits under section 80C.
  1. Critical illness plan

Critical illness health insurance plan covers specific illnesses like kidney, cancer, heart attacks and a few more. As the number of heart and cancer illnesses are significantly increasing, the critical illness plan has become the best health insurance in India. To counter all the heart surgery and cancer treatment costs, you need to choose this plan. After availing this plan, the insurer will give you a payout to cover all the medical expenses.

Key Benefits of this plan:

  • It’s a specific plan that covers both cancer and heart diseases starts from the early stage to several stages.
  • Affordable premium.
  • Easy claim procedure. 

Final Say:

However, there is no fixed age to purchase Best health insurance in India. It is advisable to choose the plan when you turn 20. You will get the comprehensive coverage at an affordable premium.

Posted in: Insurance