It is safe to liken today’s debt to income ratio to a very tall, very unstable ladder. We are at the top of this shaky piece of metal, hoping the wind doesn’t blow too hard and tip the delicate balance we call our finances.
The key is to come down from the ladder and build a more stable financial foundation. It is time... more →
There can be a variety of reasons as to why you are raising money. Perhaps you are looking to finance an idea or invention, or maybe you are supporting a friend or family member in need. Whatever your reasons are, raising money online has never been easier. Through the power of technology and word of mouth, getting the... more →
Using a credit card is a great way to build your credit and learn how to responsibly manage both your money and your credit score. However, without the right amount of control and discipline, your credit card use can quickly become very hazardous to your financial health. If you’ve experienced having too much credit card debt... more →
Having a good head on your shoulders financially means being able to make decisions that not only suit your financial situation in the present but also set yourself up for success at a later time.
People who have financial intelligence make decisions that benefit the bigger picture and are carefully thought out tactics based on... more →
Drugs are a very real problem in this world and it’s the cartels and other pedlars of the product that are making a ridiculous sum off of the trade and harming other people while they’re at it with no care of the repercussions and what they mean to the world around them. Drugs rape people of their money, but they do so much... more →
There are countless skills a person can apply themselves to in life that will benefit them greatly in the short and long run. Some skill sets help a person learn to understand their surroundings better, some teach people to listen, some make people smarter individuals all around. The more that you use something, the stronger it becomes.... more →
So many people in the world are having financial trouble. You could be making a thousand times more than somebody else, but life circumstances make it so that at the end of the month, the numbers are too close for comfort and it just isn’t in the budget to help others out financially like you might have the desire to do.... more →
Running your own business presents you with complex challenges on a daily basis. Unfortunately, if you fail to keep your personal and business finances separate, you could be facing an incredibly complex problem come tax time. One of the easiest ways to combat this problem is by separating your finances early on and maintaining impeccable... more →
If there ever was a sensitive topic, it is personal money management. Whether you believe a friend is stingy or a chronic overspender, you are unlikely to bring up their management of personal finance while hanging out. Everyone manages money differently, but that does not mean everyone handles it well. Learning how to make your... more →