Everyone makes mistakes when they are young, and many of us make some pretty hefty financial errors. A bad credit history can plague a person if left unattended and unmanaged. Milestones in life are much harder to achieve, and a bad credit rating can affect many other aspects of life.
Some employers even consider an applicant’s... more →
So many places are automatically approving you these days for store credit cards. If you go to Hot Topic and buy some cool punk t-shirt and pay with a credit card, it’s pretty likely the cashier is going to say you’ve been pre-approved. The same thing could happen at other stores as well, but you are never obligated to say “yes”... more →
Most people like having at least one credit card in their wallet, whether it’s just to always have some money on hand or to have some emergency money when they need it. Not everyone is wise with credit cards though, and that “smarts” begins the moment you decide you want a credit card. You need to put it in action before you... more →
Using a credit card is a great way to build your credit and learn how to responsibly manage both your money and your credit score. However, without the right amount of control and discipline, your credit card use can quickly become very hazardous to your financial health. If you’ve experienced having too much credit card debt... more →
In today’s world, you’ve got to have credit in order to make larger purchases like for homes or vehicles. However, making larger purchases when you don’t have the money is a good way to create bad credit for yourself. And while it can be easy to ruin your credit, it’s hard to get your good credit back.
One option for creating... more →
When a person ends up having a lot of debt over his r her credit cards, the cibil score seems to get affected of the amount is not paid on time. People mostly miss on due payments and installments every month and that seem to proportionally decrease the cibil score. The cibil score plays a very important role in taking up loans... more →
As established by influential report from that bastion of finances Barclay’s, the United States accounts for about one quarter of the world’s credit card sales. Reflecting just how badly behind that nation is in maintaining secure financial networks, according to that bank’s report, nearly half of all worldwide... more →
When you own your own small business, you quickly become familiar with unplanned expenses. You probably also know just how important it is to spend your money wisely. You should even be aware of how you might save money while you’re making money! Getting the best prices from your credit card processing company can make more... more →
When credit cards are accepted in your business, you would have to pay fees for practically everything including set-up, application, as well as customer service and processing. You must however, keep in mind that charges vary from provider to provider. One provider may be advertising a low rate but may be charging more for all... more →