Everyone makes mistakes when they are young, and many of us make some pretty hefty financial errors. A bad credit history can plague a person if left unattended and unmanaged. Milestones in life are much harder to achieve, and a bad credit rating can affect many other aspects of life.
Some employers even consider an applicant’s... more →
Credit is a necessity if you want to purchase items that you don’t have the cash to afford on your own, like a car, home, an education, or other large purchases. However, if you haven’t proven yourself as a good credit risk previously, you may have a hard time getting the credit you need to make these essential purchases. So... more →
Many people find themselves trying to buy a new car, or perhaps applying to rent an apartment only to be informed of the not so pleasant news of “Sorry, your credit didn’t meet our requirements.” You may find yourself wondering “How could this possibly happen?”
Many people go through day to day life not even realizing... more →
In today’s world, you’ve got to have credit in order to make larger purchases like for homes or vehicles. However, making larger purchases when you don’t have the money is a good way to create bad credit for yourself. And while it can be easy to ruin your credit, it’s hard to get your good credit back.
One option for creating... more →
How important is a college degree? With college costs skyrocketing out of control, and only 27% of college students working in their degrees, you have to ask why is college so important. The average college student attending a state school is spending $9,410 per school year, with costs exceeding $25,000 per year for private schools,... more →
Why is bad credit so bad? Well, if you have bad credit you may never be able to own your own home, you may not even be able to rent an apartment. Your credit will be a determining factor for landlords when it comes to making a decision whether or not you are going to pay rent on time, and on a regular basis.
If you have bad... more →
It is very important to run a credit check for rentersas a landlord. This is very useful, especially in helping curb the risks that the tenants may pose of not paying rent. This strategy is very sound and you can be sure that you will not be on the losing end by doing so.
Checking credit also ensures that you treat your tenants... more →